Yay It’s Over!

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Ah..you hear that?  The lack of Christmas music 🙂 I’m delighted that it’s over.  I know that time with family is great but the financial part…oh boy!  I have something to tell you that may surprise you… I pay for Christmas with cash.

No credit cards for that. I refuse. It encourages overspending. I know the kids probably think they didn’t get enough but we did one gift for each child and couple.  While I miss the cash and the thought of deferring it over a few months is definitely attractive..it’s a losing scenario.  The great thing about Christmas.. No one will say they felt like they didn’t get enough.  LOL

So how long do we give the stores before we should expect Valentine’s decorations?  LOL

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